Our Superior Life Insurance offers you comprehensive life insurance cover to help protect your family’s future and give you peace of mind, knowing your loved ones will be taken care of financially if you die suddenly or suffer from a Terminal Illness.
With our Superior Life, you can apply for a Life Insurance lump sum benefit between $100,000 and $1,500,000* to help your family or other loved ones cope with the financial impact of your death or Terminal Illness. This money can be used for anything from paying off a mortgage to covering medical expenses.
Plus, with Superior Life you have the option to apply for additional cover for Trauma and/or Total and Permanent Disability (TPD), for even greater protection and peace of mind.
You can apply for our Trauma Cover up to $500,000* to assist with your additional medical costs for specified trauma events such as Cancer or Heart Attack.
You can apply for our Total and Permanent Disability (TPD) up to $1,500,000* to secure your family’s financial future and safeguard your existing lifestyle in the event that you are total and permanently disabled.
(*Maximum cover depends on your age at the Policy Commencement Date)
Your life insurance lump sum payment from your Superior Life Insurance Policy is paid when you die and whilst a claim is being assessed we will advance $10,000 of the Life Insurance Benefit Amount to assist with the costs associated with funeral and other final expenses.
In the event of your diagnosis with a Terminal Illness, while your Policy is in force, we will pay you 100% of the Life Insurance benefit as a lump sum, to assist you financially during this difficult time.
Our optional covers of TPD and/or Trauma payments are made as per your pre-agreed policy wording.
Who can have this cover?
As of 1 April 2021, IA Life is no longer accepting applications for new Superior Life Insurance
Cover. Existing policies will remain unaffected.
Australian residents aged 18-64 years were able to apply for Superior Life Insurance Cover until 31 March 2021. As long as premiums are paid it continues for your whole life.
For our Total and Permanent Disability and Trauma cover you must be 59 or under and cover continues up to the Policy Anniversary following your 65th birthday.
Insurance Advertisernet Life Pty Ltd CAR No: 334667 ABN 19 132 170 337 is a Corporate Authorised Representative of Insure Me Now Pty Ltd ACN: 126 486 566 AFSL: 416019. Any information provided is only general information about our services and the products we offer and should not be treated as advice. You should consider the information contained in the PDS before deciding to take out cover.
The insurance offered on this site is issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484 (HLRA) Copyright
This link will refer you to IA Life’s website:
Insurance Advisernet Life Pty Ltd (IA Life) is a 100% owned and operated Australian company that helps individuals craft financial life solutions to protect their family and their assets.
Any information provided on this site is general information which does not take into account your personal objectives, needs or financial situation.
In making this referral, we do not advise on the products and services IA Life provide to you, nor do we represent that IA Life’s products and services are right for you.
You need to make your own decision based on the information IA Life provides.
If you decide to purchase an IA Life product arising from this referral, we will receive a commission from IA Life. The commission is twelve and a half percent of the premium. This commission is paid to us each year for as long as you retain the policy.